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Pre-Transaction Considerations

In any industry, preparing for a liquidity event requires a great deal of strategic vision and technical expertise. The earlier you start mapping out your vision for what you want to achieve financially and understanding your resources, the more flexibility and leverage you have in shaping the outcome. For those that are in the pre-transaction [...]

By | 2018-11-14T18:57:46+00:00 November 14th, 2018|Financial Planning|

10b5-1 Planning for Corporate Executives

Along with running a successful company and answering to shareholders, corporate executives of public companies have something else to worry about — their significant equity positions in their own companies, and generally complex compensation packages. Used properly, a 10b5-1 plan is a tool that can help executives strategically plan and execute concentrated equity position sales. [...]

By | 2018-10-11T15:58:28+00:00 October 1st, 2018|Financial Planning|

Year End Planning

As 2018 comes to a close, we are actively discussing the following year end planning items with our clients. Year-end tax planning must take into account each taxpayer's unique situation and goals. Please consult with your tax adviser to devise a tax-saving plan that most effectively meets your needs and takes into account the latest [...]

By | 2018-09-14T18:10:41+00:00 September 12th, 2018|Financial Planning|

Tools for Finding a Health Insurance Plan – For You and Your Family

If you have lost health insurance coverage due to early retirement, selling your business or because of a change in family circumstances, finding coverage on your own can be stressful. There are many considerations when looking for a health care plan—this guide will help you navigate through the health care marketplace and help you find [...]

By | 2018-09-14T16:43:51+00:00 September 4th, 2018|Financial Planning|

Tuning out the Noise

For investors, it’s easy to feel overwhelmed by the unrelenting stream of news about markets. News headlines that are presented as impactful to your financial well-being can evoke strong emotional responses from even the most experienced investors. Headlines from the “lost decade” (the stock market years of 1999-2009) can help illustrate several periods that may [...]

By | 2018-08-16T17:18:58+00:00 August 13th, 2018|Financial Planning|

Why You (Still) Need an Estate Plan

Estate Planning Changes In 2018, the current administration signed a new tax legislation into law, which includes a higher estate, gift and generation-skipping transfer tax exemption of $11.18 million per individual. These new lifetime exclusion amounts might make some married couples, who have a taxable estate lower than $22.36 million, question whether they still need [...]

By | 2018-07-09T22:38:49+00:00 July 9th, 2018|Financial Planning|

Planning for Education Expenses

Expenses, tuition hikes and the rising cost of an education are commonly heard phrases when planning for education expenses. Planning and saving can be daunting, since education related expenses are rising faster than inflation and other non-education related expenses. The 10-year historical inflation rate for education related costs is approximately 5%1, while the 10-year average [...]

By | 2018-06-20T15:37:38+00:00 June 20th, 2018|Financial Planning|

Qualified Small Business Stock Exemption

As an entrepreneur and business owner, you’ve put a lot of time as well as your heart and soul into building your company. You also likely have much of your net worth tied up in the business. In fact, for many business owners their equity in the business represents the bulk of their net worth. [...]

By | 2018-05-10T21:32:21+00:00 May 9th, 2018|Financial Planning|

Tenets of Long Term Investing

Successful long-term investing begins with an advisor creating an investment plan based on market principles, informed by financial science, and tailored to a client’s specific needs and goals. Along the way, an advisor can help clients focus on actions that add investment value, such as managing expenses and portfolio turnover while maintaining broad diversification. Equally [...]

By | 2018-04-24T22:53:04+00:00 April 18th, 2018|Financial Planning|

Managing Wealth from a Liquidity Event

Entrepreneurs and corporate executives put an immeasurable amount of time and energy into building their businesses. They also take on a significant amount of financial risk because a majority of their net worth is represented by company equity, which often is illiquid and highly concentrated. Selling a company, taking a company public, executing a dividend [...]

By | 2018-03-09T20:25:43+00:00 March 1st, 2018|Financial Planning|

3 Critical Considerations to Ask in a Liquidity Event

A Liquidity Event Guide that covers pre, during, and post transaction.