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Elements of Financial Planning Part 2: Investment and Tax Planning

Investment and tax planning – more specifically asset allocation and tax-efficient investing – are important parts of a well-designed, customized financial plan and integral to growing and maintaining wealth. In the first article of our financial planning series, we talked about data gathering, goal planning, and gathering relevant documentation as part of a financial plan. [...]

By | 2017-07-18T17:21:44+00:00 July 18th, 2017|Financial Planning|

Elements of Financial Planning Part 1: Goal Planning

A customized, well- designed financial plan is discussed at the inception of most relationships at Callan Capital.  A financial plan encompasses all areas important to an estate, including investment management, debt management, tax-minimization, trust and estate planning, risk mitigation, philanthropic planning, education and financial independence. The primary purpose of a financial plan is to bring [...]

By | 2017-07-18T15:45:58+00:00 June 12th, 2017|Financial Planning|

Last Minute Tax Tips

We are in the heart of tax season, and many individuals are meeting with or have met with tax professionals. Below are tips to consider to make tax time as efficient as possible, though tax strategies consistent with goals and objectives should be a proactive year-round activity. Tax planning must take into account each taxpayer's [...]

By | 2017-06-02T17:58:52+00:00 March 16th, 2017|Financial Planning|

Year-End Tax Tips

As 2016 comes to a close, we are actively discussing the following year-end tax tips with our clients. Year-end tax planning must take into account each taxpayer's unique situation and goals. Please consult with your tax adviser to devise a tax-saving plan that most effectively meets your needs and takes into account the latest tax [...]

By | 2017-06-02T17:58:52+00:00 December 20th, 2016|Financial Planning|

Planning For Our Children

College expenses, tuition hikes and the rising cost of an education are all things you hear about when it comes to sending your children off for their undergraduate degrees, and in some cases, graduate degrees. The 10-year historical inflation rate for education related costs is approximately 5%1, while the 10-year average rate of inflation for [...]

By | 2017-06-02T17:58:52+00:00 November 4th, 2016|Financial Planning|

Cybersecurity: What To Do If Your Email is Hacked

Learning that your personal email has been hacked can be scary and nerve-wracking. Taking preventative measures as well as educating yourself on the most current cyber security information can help prevent and ease the repercussions of an email hack. Here are a few items to consider if your personal email has been hacked: Change your [...]

By | 2017-06-02T17:58:52+00:00 September 20th, 2016|Financial Planning|

How to Navigate the End of Social Security Benefit Maximization Strategies

Due to the passage of the Bipartisan Budget Bill of 2015, there have been changes to social security legislation and claiming strategies. Consequently, time is running out as we approach the deadlines for the File-and-Suspend claiming strategy. Social security rules can be complex, but it is important to understand them, with the help of an [...]

By | 2017-06-02T17:58:53+00:00 April 5th, 2016|Financial Planning|

Tax Tips to Discuss With Your Tax Professional

We are in the heart of tax season, and many individuals are meeting with or have met with tax professionals. Below are tips to consider to make tax time as efficient as possible, though tax strategies consistent with goals and objectives should be a proactive year-round activity. Tax planning must take into account each taxpayer's [...]

By | 2017-06-02T17:58:53+00:00 March 24th, 2016|Financial Planning|

Benefits of Working With a Family Office

As family wealth grows, concerns over capital preservation and upholding the family legacy become increasingly important, causing affluent families to consider working with a family office.  A family office brings together a select group of advisors to coordinate all aspects of a family's affairs. This includes but is not limited to wealth management, charitable giving, [...]

By | 2017-06-02T17:58:53+00:00 January 21st, 2016|Financial Planning|

Year End Tax Tips

As 2015 comes to a close, we are actively discussing the following tax tips with our clients. Year-end tax planning must take into account each taxpayer's unique situation and goals. Please consult with your tax adviser to devise a tax-saving plan that most effectively meets your needs and takes into account the latest tax rules. [...]

By | 2017-06-02T17:58:53+00:00 December 15th, 2015|Financial Planning|