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Qualified Small Business Stock Exemption

As an entrepreneur and business owner, you’ve put a lot of time as well as your heart and soul into building your company. You also likely have much of your net worth tied up in the business. In fact, for many business owners their equity in the business represents the bulk of their net worth. [...]

By | 2018-05-10T21:32:21+00:00 May 9th, 2018|Financial Planning|

Tenets of Long Term Investing

Successful long-term investing begins with an advisor creating an investment plan based on market principles, informed by financial science, and tailored to a client’s specific needs and goals. Along the way, an advisor can help clients focus on actions that add investment value, such as managing expenses and portfolio turnover while maintaining broad diversification. Equally [...]

By | 2018-04-24T22:53:04+00:00 April 18th, 2018|Financial Planning|

Managing Wealth from a Liquidity Event

Entrepreneurs and corporate executives put an immeasurable amount of time and energy into building their businesses. They also take on a significant amount of financial risk because a majority of their net worth is represented by company equity, which often is illiquid and highly concentrated. Selling a company, taking a company public, executing a dividend [...]

By | 2018-03-09T20:25:43+00:00 March 1st, 2018|Financial Planning|

What Should Investors Make of the Bitcoin Mania?

Bitcoin and other cryptocurrencies are receiving intense media coverage, prompting many investors to wonder whether these new types of electronic money deserve a place in their portfolios. Cryptocurrencies such as bitcoin emerged only in the past decade. Unlike traditional money, no paper notes or metal coins are involved, no central bank issues the currency, and [...]

By | 2018-01-09T22:22:07+00:00 January 9th, 2018|Financial Planning|

Tax Cuts and Jobs Act of 2017 – Article 1: What Are the Changes?

President Trump approved the Tax Cuts and Jobs Act of 2017 right before Christmas, and it has now been signed into law.  As a result of multiple versions of the Act being circulated and debated in headline news stories, many investors wonder exactly what the final 1,000-page bill entails, how it affects them personally and [...]

By | 2018-01-02T18:46:28+00:00 December 28th, 2017|Financial Planning|

Year End Planning and Tax Tips

As 2017 comes to a close, we are actively discussing the following year-end planning and tax tips with our clients. Year-end tax planning must take into account each taxpayer's unique situation and goals. Please consult with your tax adviser to devise a tax-saving plan that most effectively meets your needs and takes into account the [...]

By | 2017-11-07T17:09:12+00:00 November 1st, 2017|Financial Planning|

Financial Literacy for Kids

Research shows that kids as young as 3 years old can grasp the ideas of saving and spending. The sooner parents start teaching and talking to their kids about money, the more comfortable kids will be with these concepts. Most schools do not include financial education as part of their curriculum. In fact, a recent [...]

By | 2017-10-02T18:16:37+00:00 October 2nd, 2017|Financial Planning|

Caring for Elderly Parents

It’s difficult for anyone to admit physical or mental signs of aging. For those of us caring for elderly parents, it can be equally as difficult to discuss their aging process, especially when you suspect there may be possible diminished mental capacity. The decline of a parent’s mental or physical health requires family members to become [...]

By | 2017-09-14T16:00:37+00:00 September 14th, 2017|Financial Planning|

Elements of Financial Planning, Part 3: Insurance and Estate Planning

Risk management and estate planning are important parts of every financial plan. There are many types of risk addressed in a well-drafted financial plan – risk caused by stock market declines, economic instability, death, disability and loss of income. These unforeseen events can have devastating financial implications to finances and alter the anticipated outcome of [...]

By | 2017-08-21T18:04:45+00:00 August 21st, 2017|Financial Planning|

Elements of Financial Planning Part 2: Investment and Tax Planning

Investment and tax planning – more specifically asset allocation and tax-efficient investing – are important parts of a well-designed, customized financial plan and integral to growing and maintaining wealth. In the first article of our financial planning series, we talked about data gathering, goal planning, and gathering relevant documentation as part of a financial plan. [...]

By | 2017-07-18T17:21:44+00:00 July 18th, 2017|Financial Planning|